An Inside Look at a Rare Monarch Beach Oceanfront Estate

Lucía Torres · 2026-09-25

Picture this: a stretch of California coastline, halfway between the buzz of Los Angeles and the laid-back charm of San Diego. That's where you'll find Monarch Beach, and tucked within it, one of the most sought-after addresses—Ritz Cove. It's a guard-gated enclave that's about as private as it gets, bordering The Ritz-Carlton Laguna Niguel and the Monarch Beach Golf Links. The real kicker? Residents have their own private beach access. And let's be real, homes that sit this close to the Pacific Ocean don't come up for sale often. It's a genuine rarity. ### A Home Where You Hear the Waves 64 Ritz Cove Drive isn't just *near* the water; it's practically a part of it. We're talking just yards from the sand. On a quiet evening, you can actually hear the surf from the main living spaces—a constant, soothing soundtrack. The entire home has been reimagined with an incredible attention to detail and a clear, cohesive vision. Think hand-hewn wooden beams overhead, smooth plaster walls, and the timeless feel of hand-wrought iron details. Underfoot, you've got limestone and hand-scraped wood floors, and every single bathroom is fitted with premium Waterworks fixtures. It's craftsmanship you can feel. The renovation truly blurs the line between indoors and out. The entire back of the main level now opens wide through new multi-slide glass doors. They lead you out to a covered loggia complete with a cozy fireplace and a relaxing spa. The view from there? It's breathtaking. Your gaze travels past the iconic Ritz-Carlton and Monarch Bay, all the way out to the silhouette of Catalina Island on the horizon. ### The Heart of the Home and Private Retreats Now, let's talk about the kitchen. It's a chef's dream and an entertainer's paradise. The cabinetry is crafted from beautiful Rift Sawn Oak, paired with hand-honed Calacatta countertops that just glow. There's a dedicated butler's bar for service, and the centerpiece is a magnificent Le Cornue range, custom-made to order in Paris. It's the kind of kitchen where memories are made. The primary suite is a sanctuary all its own. It comes with a private ocean-view terrace, perfect for morning coffee with a view. Inside, you'll find a steam room to unwind in and a state-of-the-art Waterworks digital shower system. But this home understands that life needs flexibility. There's a second primary suite, ideal for guests or family, plus an additional guest suite and a fourth bedroom suite. For those who work from home, a dedicated office opens to a quiet, private interior courtyard—a serene spot for focus. As one local design expert noted, "In this market, true oceanfront properties with this level of finish aren't just sold; they're entrusted to a new steward." ### What Makes This Property Stand Out Let's break down the key highlights: - 4 spacious bedroom suites | 4.5 well-appointed bathrooms - Approximately 5,400 square feet of living space | Set on an 8,000 square foot lot - Exclusive guard-gated Ritz Cove community with coveted private beach access - Panoramic views encompassing the ocean, whitewater, Catalina Island, and legendary sunsets - Offered at $10,995,000 It's a property that offers more than just a house; it offers a lifestyle defined by privacy, luxury, and that unparalleled connection to the California coast. If you've ever dreamed of a home where the ocean feels like an extension of your living room, this is a chance to explore that reality. Private showings are available by appointment.